We have a well-equipped risk management division, which identifies various risk exposures facing a variety of operations. From their inputs, we are able to design and customise insurance products for our Clients.
Some of our standard products are:
With your permission, we shall be ready for a presentation on all our Life products, as well as mount a customer service stand in your premises to allow your staff and our officers to interact to solve all outstanding customer service issues.
Travel Insurance is a short term policy that covers the medical expenses and financial losses that could arise while you are from home on a trip, whether it is for business or recreation. What is covered under the travel insurance?
This policy covers money which is expressed to include cash, bank and currency notes, cheques postal and money orders against accidental loss, Damage or distinction from any cause including Fire and Theft;
This is a package policy specifically designed for your home. It covers your building and / or its contents as a result of Fire, Lightning, Explosion or Earthquake, Riot and Strike, Civil Commotion amongst other risks.
This policy is designed for your employees for which you would consider it a moral duty (as opposed to a legal duty) to pay compensation to such employees or their dependents following accidental death or injury to the employee whether in the course of their employment or not.
Cover could be for Accidental Death, Permanent Disability, Temporary Total Disability and Medical Expenses.
This policy insures the welfare of staff, groups and associations. The policy aims to provide immediate lump sum payments to finance a dignified transition of a staff that passes on. In addition, it also provides lump sum to a staff and spouse in the eventuality of permanent total disability or critical illness and cash benefits
This policy is also known as the Workmen’s Compensation Policy. It is issued in accordance with the Workmen’s Compensation Law 1987 (PNDCL 187). This law stipulates that where an employee suffers bodily injury, whether death results or not, in the course of employment, the employer shall be liable to pay compensation to the employee subject to the provisions of the law.
Compensation is payable in respect of:
This policy is also known as the Workmen’s Compensation Policy. It is issued in accordance with the Workmen’s Compensation Law 1987 (PNDCL 187). This law stipulates that where an employee suffers bodily injury, whether death results or not, in the course of employment, the employer shall be liable to pay compensation to the employee subject to the provisions of the law.
Compensation is payable in respect of:
This policy covers accidental loss or damage to the insured property whilst in transit as a result of Fire, an accident to the carrying vehicle or theft following violence or threat of violence against your employee or agent.
This policy seeks to indemnify you against all sums which you shall become legally liable to pay as damages consequent upon:
This Policy will indemnify your company to the specified limit against any sum or sums which it may become legally liable to pay as damages as a direct result of any negligent act, error or omission committed or made by it in the conduct of its business. It could also be extended to cover loss of document and, libel and slander.
We have by no means exhausted the range of products that are available for adoption by your organization. We believe, nevertheless, that when prescriptions on the products offered are followed, your organization shall achieve overall cost-efficiency in the management of your various businesses and ensure consistent financial growth.
Marine Insurance Covers your Cargo against all types of losses or damages that may occur during the transit of your cargo. This policy may also be taken to cover Air Cargo and other types of freight. The cover takes effect from time the goods leave the warehouse or places of storage continues during the ordinary courage of transit and terminates in delivery or final warehouse at the destination.
This cover loss of or damage to the subject matter of insurance against fire or explosion, vessel being grounded or sunk or capsized, overturning or derailment, collision, earthquake, Jettison and general average sacrifice and theft.
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