Material Damage The Policy will indemnify you for loss of or damage to the insured property following the occurrence of the any of the following perils: Collapse, Fire, Earthquake, Storm and Flood. Our policy includes cover for Lightening, Standard Explosion, Tornado, Burst Pipe, Impact from a vehicle, falling of aerial device, Riot, Strike, Malicious Damage and Accidental Damage. The policy will also ensure your compliance with the compulsory insurance requirement which requires all commercial buildings to be insured.
Third Party Legal liability In accordance with the compulsory insurance requirement for Commercial Buildings cover is extended to include your legal liability to Third Parties.
