The insurance can be taken under the following headings:

• Comprehensive Cover
• Third Party Fire and Theft Cover
• Third Party Only Cover

1. ComprehensiveThe vehicles insured under comprehensive benefits will cover:
   • Loss, damage or destruction of the vehicles themselves from accidental collision, overturning, fire and theft.  (Material damage)
   • Liability to Third Parties including Passengers.  (Third Party Liabilities)
   1. Involving death or bodily injury to any person caused by the insured vehicles
   2. Involving damage to third party property up to the agreed Third Party Limit placed on the policy taking cognizance of the cost of third party property damage repairs. This can be increased (with an additional premium) to suit your requirements.
2. Third Party Fire and Theft Cover
   The material damage cover is restricted to only fire and theft cover. In addition, third party as well as passenger liabilities are also covered.
3. Third Party Cover
   This restricts cover to your liabilities against third parties only.